$395 to justify.
You add a sample premium card and its annual fee. Now there’s a clear number to compare against.
You pay the annual fee.
Your benefits should pull their weight.
See what’s left to use, track the value you’ve received, and face renewal with a clearer answer. All in one calm place.
Free for up to 3 cards · No bank connection
Opens Perk Infinity. Opens account creation.
Recorded recurring benefits $620
Annual fee −$395
Recurring value above fee $225
The $300 one-time bonus is excluded from this comparison.Try logging a $25 credit in this preview.
Sample credits approaching their reset.
Review the value you expect to use again.
Look at next year’s likely use before you decide.
You make the decision. One-time bonus value stays outside the recurring comparison.
Illustrative card and figures. Your value depends on what you record.
A monthly credit.
Remembered a month too late.
Another app. Another reminder.
Another thing to keep up with.
The annual fee comes around.
And you’re still doing the math.
Give your benefits a place to live.
Give your head a little space.
Today brings the benefits that need attention into one view. See what’s left and when the current period ends, then log what you use.
A long list of possible perks doesn’t tell you what a card is worth to you. Compare recorded recurring value with the fee, with one-time bonuses shown separately.
The Renewal Room brings value and your renewal plan together. Review what you’ll use again, consider your options, and record the decision that works for you.
A decision based on your life.
And the value you expect to use.
You add a sample premium card and its annual fee. Now there’s a clear number to compare against.
You log the eligible benefits you use over the year. The picture builds from your entries.
A useful starting point for renewal. Ask which benefits fit your life again next year.
Example only: $620 recorded recurring value − $395 annual fee = $225. No welcome bonus included. Your card’s terms and actual use determine your results.
Add a card. Put its benefits in view.
See whether the habit works for you.
For a wallet with up to 3 active cards.
Need room for more cards? See membership options. Paid checkout is not available yet.
A card tracker should make things simpler. Start with what you need to know.
No. Perk Infinity works with the cards and benefit use you add. It doesn’t need your issuer login or import your transaction history.
You record the benefits you use. Quick logging keeps that step simple, and the value view reflects your recorded activity. Perk Infinity does not read your card transactions.
One-time bonus value is shown separately from recurring value. It stays outside the recurring comparison used for renewal, so a first-year bonus doesn’t make the next year look better than it is.
The Renewal Room helps you review card value and record a keep, downgrade, or cancel plan. You make the decision based on your expected use, your issuer’s terms, and your circumstances. Perk Infinity does not cancel or change cards for you.
Yes. Household views and private helper links let a partner participate without creating an account. See how household coordination works.
Start with one card. Get a clearer picture of what it gives back.
Start tracking my card’s value Free for up to 3 cards. No bank connection.