For the card. Not the hobby.

Make your
premium card
earn its place.

You pay the annual fee.
Your benefits should pull their weight.

See what’s left to use, track the value you’ve received, and face renewal with a clearer answer. All in one calm place.

Free for up to 3 cards · No bank connection

A clearer picture of your cardInteractive preview
My space / ValueSample data
YOUR CARD, IN PERSPECTIVE

Is it earning its place?

Recorded recurring value
$620.00
$395 annual fee$225 ahead
One-time welcome bonus$300 kept separate
Used a credit? Make it count.

Try logging a $25 credit in this preview.

Illustrative card and figures. Your value depends on what you record.

Try “Log $25.” Watch the picture get clearer.

No bank login needed
You choose what to record
Bonus value kept separate
Free for up to 3 cards

The card came
with benefits.
And a mental checklist.

01

A monthly credit.
Remembered a month too late.

02

Another app. Another reminder.
Another thing to keep up with.

03

The annual fee comes around.
And you’re still doing the math.

Give your benefits a place to live.
Give your head a little space.

Less keeping track.
More knowing where you stand.

01 / KNOW WHAT’S NEXT

Catch the credit.
Before the reset.

Today brings the benefits that need attention into one view. See what’s left and when the current period ends, then log what you use.

  • One place for cards with different calendars
  • Remaining credit and period dates together
  • Quick logging when you’ve used a benefit
TodaySample view
A little left to use$75across 2 credits
☕
Dining creditCurrent period ends Nov 30
$25
↗
Travel creditCurrent period ends Dec 31
$50
✓ See it. Use it. Log it.
02 / TRUST THE NUMBER

Know the value
you actually used.

A long list of possible perks doesn’t tell you what a card is worth to you. Compare recorded recurring value with the fee, with one-time bonuses shown separately.

  • Value based on your recorded benefit use
  • A clear comparison with the annual fee
  • One-time value stays in its own lane
A clearer comparisonSample figures
Recurring value recorded$620
Annual fee$395
Recurring value above fee+$225
One-time bonus$300Shown separately. Excluded above.
03 / MAKE ROOM FOR THE DECISION

Renew with a reason.
Or move on with one.

The Renewal Room brings value and your renewal plan together. Review what you’ll use again, consider your options, and record the decision that works for you.

  • Keep renewal decisions in one place
  • Look beyond the first-year welcome bonus
  • Keep, downgrade, or cancel on your terms
Renewal RoomSample view
YOUR NEXT CHAPTER

Does this card
still fit your life?

↗KeepIt’s still working for you.
↔DowngradeA different fit.
↘CancelTime to move on.

A decision based on your life.
And the value you expect to use.

One card. One year.
A much clearer answer.

Illustrative walkthrough
Not a customer result
01START WITH THE FEE

$395 to justify.

You add a sample premium card and its annual fee. Now there’s a clear number to compare against.

02RECORD WHAT YOU USE

$620 in recurring value.

You log the eligible benefits you use over the year. The picture builds from your entries.

03REVIEW THE NEXT YEAR

$225 above the fee.

A useful starting point for renewal. Ask which benefits fit your life again next year.

Example only: $620 recorded recurring value − $395 annual fee = $225. No welcome bonus included. Your card’s terms and actual use determine your results.

You already pay
for the card.
Start here for free.

Add a card. Put its benefits in view.
See whether the habit works for you.

FREEA calm place to start
$0to start

For a wallet with up to 3 active cards.

  • Track your cards and credit periods
  • Record benefit use and see your value
  • Review your renewal plans
  • Get started without a bank connection
Start tracking free

Need room for more cards? See membership options. Paid checkout is not available yet.

Less fine print.
More straight answers.

A card tracker should make things simpler. Start with what you need to know.

Do I need to connect my bank?

No. Perk Infinity works with the cards and benefit use you add. It doesn’t need your issuer login or import your transaction history.

Does it automatically know when I use a credit?

You record the benefits you use. Quick logging keeps that step simple, and the value view reflects your recorded activity. Perk Infinity does not read your card transactions.

Does a welcome bonus make my card look more valuable?

One-time bonus value is shown separately from recurring value. It stays outside the recurring comparison used for renewal, so a first-year bonus doesn’t make the next year look better than it is.

Can it tell me whether to cancel my card?

The Renewal Room helps you review card value and record a keep, downgrade, or cancel plan. You make the decision based on your expected use, your issuer’s terms, and your circumstances. Perk Infinity does not cancel or change cards for you.

Can I manage my partner’s cards, too?

Yes. Household views and private helper links let a partner participate without creating an account. See how household coordination works.

Keep the perks.
Lose some of the mental load.

Start with one card. Get a clearer picture of what it gives back.

Start tracking my card’s value Free for up to 3 cards. No bank connection.